Job Description
- Job Description:
- Take full accountability for underwriting outcomes across multiple lines, segments, and channels. Jointly drive growth, profitability, and loss ratio management.
- Define underwriting appetite, pricing, coverage standards, and referral thresholds.
- Review high-impact and high-growth risks, ensuring decisions scale without sacrificing quality.
- Partner with Data and Product teams to test new underwriting signals.
- Design controlled experiments and move successful signals into standard underwriting rules.
- Identify profitable growth opportunities and maintain underwriting speed at scale.
- Partner strategically with Business Development to unlock expansion.
- Mentor and grow underwriting managers and senior underwriters.
- Build a culture of accountability, learning, and disciplined judgment.
- Serve as a senior underwriting point of contact, embedding carrier guidelines and capacity into everyday decisions.
- Requirements:
- 10–15+ years underwriting experience, with deep Workers’ Compensation expertise
- Senior underwriting leadership experience in an MGA, program, or high-growth carrier environment
- Demonstrated track record of improving loss ratio while supporting aggressive growth
- Experience operationalizing data- or technology-driven underwriting insights
- Strong underwriting judgment and comfort making decisions with incomplete data
- Benefits:
- Fast-paced startup environment where your ideas can quickly become reality
- Opportunity to wear multiple hats and grow beyond your job description
- Remote-first culture with home office support
- Comprehensive health benefits (Medical, Dental, Vision, HSA)
- 401(k) plan and life insurance
- Flexible time off and 12 weeks parental leave
- Professional development reimbursement
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