Job Description
Note: The job is a remote job and is open to candidates in USA. BILL is a Fintech company focused on empowering businesses with innovative financial tools. As a Senior AML Investigator, you will manage complex investigations related to money laundering and fraud, ensuring compliance with regulations and contributing to the company's risk management efforts. Responsibilities • Investigate sophisticated customer activity across the BILL payment platform, identifying patterns of layering, shell company usage, or Trade-Based Money Laundering (TBML) • Manage and disposition alerts with a high degree of accuracy, prioritizing the most critical risks to the financial system • Perform periodic reviews and event-driven EDD on high-risk customers • Utilize professional tools and open-source intelligence to verify corporate structures and Ultimate Beneficial Owners (UBOs) • Lead special investigations and compliance projects related to new product launches or evolving regulatory requirements Skills • BA/BS degree; JD or advanced degree in a related field is a plus • 5–7+ years of dedicated AML compliance experience within a financial services organization or Fintech • Expert-level proficiency in internet research and professional tools like LexisNexis or similar risk databases • Proven track record in conducting complex investigations involving OFAC, AML, Fraud, and global payment rails • Deep understanding of the Bank Secrecy Act (BSA) and USA PATRIOT Act • Ability to 'connect the dots' across complex datasets to identify sophisticated financial crime patterns • Skill in drafting clear, concise, and technically sound investigation summaries and SARs • A self-starter who can manage a high-volume caseload and meet strict regulatory deadlines with minimal supervision • A team player who builds strong relationships with Risk, Product, and Legal stakeholders • A fast learner who stays ahead of evolving Fintech products and emerging criminal typologies • CAMS, CFE, or CFCS certification is highly preferred Benefits • Medical, dental, vision, life and disability insurance • 401(k) retirement plan • Flexible spending & health savings account • Paid holidays • Paid time off • Employee Assistance Program (EAP) • Employee Stock Purchase Program with employee discounts • Wellness & Fitness initiatives • Employee recognition and referral programs Company Overview • BILL is a developer of financial automation software for small and midsize businesses (SMBs). It was founded in 2006, and is headquartered in San Jose, California, USA, with a workforce of 1001-5000 employees. Its website is Apply tot his job